Consider a company PC that is used for business or personal use on the web. It is quite possible that this same PC will be exposed to some internet threat by an unsuspecting employee. Indeed, many companies have a false sense of security, because conventional means of protecting business frequently overlook web-based dangers. As a result of this oversight, it is not unheard of for company servers to be hacked by criminals and the information stored on these servers from ecommerce services such as web site hosting and payment processing to be stolen. The lack of security by companies enabled hackers to plant malicious code, thereby allowing them to intercept financial information from consumers making purchases online though stores hosted by these servers.

Beyond attacks directed at companies, hackers more frequently attack consumers and individuals. Some banker trojans rely on users to provide particular key words like the names of financial institutions, for example. Once these words are typed by the unsuspecting user, this triggers the Trojan which then begins to record the keystrokes. In this manner, a computer hacker is able to obtain banking passwords and user identifications and thereby gain access into various financial accounts.

Other more complex Trojans actually make use of video technology to capture images of data inputted by unsuspecting consumers as they make financial transactions online.

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